Protecting What Matters Most — With Better Earthquake Insurance Options
Most people are surprised to learn their regular home insurance doesn’t cover earthquakes — and even those who do have earthquake coverage often find out too late that it’s limited, expensive, or full of gaps.
At EarthquakeAgent.com, we believe protecting your home or property shouldn’t be confusing, overpriced, or out of reach.
We specialize in helping residents of California, Washington, and Oregon find real earthquake insurance — with better coverage choices, lower deductible options, and more competitive premiums through financially sound companies.
Why We Exist
With over 20 years of experience in the insurance industry, we saw firsthand how traditional earthquake insurance often left people exposed — either through sky-high deductibles, inadequate protection, or premiums that kept rising with fewer options.
We built EarthquakeAgent.com to change that.
Our mission is simple: Make it easier for you to get strong, reliable earthquake coverage, customized to your needs — not just whatever the state-run programs offer.
How We Help You
We work differently than most agencies:
- Customized Coverage: We take the time to understand what’s important to you — and tailor the right earthquake protection around it.
- Side-by-Side Comparisons: We shop multiple top-rated earthquake insurance carriers to help you choose the right fit, not just the most expensive.
- Idea Sharing and Guidance: We collaborate with you, bouncing ideas and options to help you feel confident in your decisions.
- Ongoing Account Monitoring: We keep watching the market for better products — and we alert you when new opportunities become available.
- Claims Support After the Big One: Because of the strong relationships we’ve built with major earthquake insurers — relationships earned through specializing and writing more earthquake policies than most general agencies — we’ll be there to guide you personally if a claim needs to be filed. Not just an 800-number. Real help, when it matters most.
Why Private Earthquake Insurance May Be a Better Choice
Many people are enrolled in standard earthquake programs without realizing they might have:
- Extremely high deductibles
- Limited coverage for important parts of their property
- Higher-than-necessary premiums
- Fewer options to adjust or customize protection
At EarthquakeAgent.com, we specialize in helping you explore private earthquake insurance options — often with better protection, more flexibility, and more affordable premiums — so you can make a choice that truly fits your needs.
Why Clients Trust Us
We’re proud to be one of the largest independent writers of standalone earthquake insurance — and one of the few who specialize solely in earthquake coverage. It’s what we do. It’s all we do.
And because we focus only on earthquake protection, we know how to help you find better coverage at a better value — and be ready when the next major earthquake strikes.
Ready to Protect What Matters Most?
If you’re ready to explore better earthquake insurance options — or just have questions — we’re here to help.
No pressure. Just real answers.